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September 19, 2013

How is the Affordable Care Act impacting group health plans and what do you need to know about the state health exchanges that are opening on October 1st?

“Obamacare” (also known as the “Affordable Care Act” or ACA) was passed into law in 2010. Since that time, this law has been affirmed by the US Supreme Court as “constitutional” and it’s likely here to stay. The ACA has brought about many federally-mandated changes that have impacted, and will continue to impact, both self-funded and fully-insured group health plans. Health care reform not only affects employees participating in group health plans, but the impact is also felt by employers in our region who administer and fund these plans. The new Minnesota exchange, MNsure, and North Dakota participation in the Federal health exchange both formally begin operations with open enrollment beginning on October 1st . You will want to be fully aware of how the exchanges will work and how they will impact your business, your employees and your current health plan. Many ACA changes have gone into effect from 2010 to present, but many more changes – including state health exchanges – are effective in 2014. Additional changes will continue through at least 2018.

Jim Egan and Karen Peterson, consultants at Mercer Health and Benefits, will be with us on September 19th in Grand Forks to discuss the ACA and the opportunities available to employers for managing cost and compliance. Jim and Karen will be joined by a Minnesota “MNsure” exchange representative and Pat Bellmore from Blue Cross Blue Shield of North Dakota. They will specifically address the exchanges and how they will operate respectively in Minnesota and North Dakota. H2WMA members will want to attend this important informational meeting so their businesses can continue to comply with the ongoing requirements of the ACA.


Applied Products


Applied Products
911 S 46th St
Grand Forks, ND 58201
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 Meeting Agenda

10-11:15 a.m.
Factory Tour – Applied Products
(Tour is optional)

11-11:30 a.m.

11:30 a.m.
Welcome and H2WMA Update
Dave Goetz of H2WMA
Lunch: $20.00

12:00 p.m.
Welcome and Guest Speaker Introductions
Jon Fargo of Applied Products

12:15 p.m.
Guest Speakers:
Jim Egan – Mercer Health and Benefits
Karen Peterson – Mercer Health and Benefits
Pat Bellmore – Blue Cross Blue Shield of ND
MNsure Exchange Representative

1:15 p.m.
Informal Networking